Calculator
Your Goals. Our Funding. One Clear Path
know before you borrow loan calculator
Plan your finances with confidence. Use our interactive calculator to estimate monthly repayments, total interest, and more — all within seconds.
R10 000 – R10 million
Move the sliders to see real-time calculations. Final rate depends on credit assessment.
simple processfrom calculator to cash
1. adjust & plan
Use the calculator to find a loan amount and term that fits your budget. No obligation, just information.
2. quick application
Click "apply with this estimate" — your chosen figures pre-fill the form. Takes 5 minutes online.
3. fast approval
Most applications approved within 1 hour. Funds deposited same day, often within minutes.
real-world exampleswhat you could borrow
more than numberswhy our calculator is different
no hidden assumptions
We show you the exact breakdown: principal, interest, and total cost. Many lenders hide fees — we include all standard charges in the estimate (initiation fee up to R1,200, monthly service fee R69).
real-time & responsive
Adjust any slider — the results change instantly. Works perfectly on your phone, tablet, or desktop. Take us with you wherever you are.
got questions?calculator FAQ
Q: Is this estimate guaranteed?
It's a close indication based on your inputs. The final rate depends on your credit profile, but we pride ourselves on transparency — most clients receive rates within 1% of the estimate.
Q: What fees are included?
We include the standard initiation fee (max R1,200) and monthly admin fee (R69) in the total cost. There are no hidden charges — you'll see the full picture.
Q: Can I apply for a different amount?
Absolutely. The calculator helps you plan, but you can request any amount from R10,000 to R10 million during the application. Our team will work with you.
Q: How fast will I get the money?
If approved before 3pm on a weekday, funds are usually disbursed the same day. We're known for speed — 90% of clients receive money within 24 hours.
ready to take the next step?
You've done the math — now make it happen. Apply in minutes and get a decision today.